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Traci Mchugh

Loan Officer

| Production Manager

Traci Mchugh

Contact Me!

(208) 841-9049

With over two decades of experience in the mortgage industry, Traci McHugh is a seasoned professional with an unparalleled depth of knowledge. Throughout her career, she has mastered every aspect of the lending process, from loan origination and underwriting to production management and loan processing. Her expertise spans a wide range of loan products, including FHA, Conventional, USDA, and VA loans, making her a go-to resource for borrowers and industry professionals alike.

Traci’s journey in the mortgage world has allowed her to develop a keen eye for detail and a strategic approach to navigating the ever-changing landscape of lending guidelines and regulations. Her ability to assess complex loan scenarios and find tailored solutions ensures that borrowers receive the best financing options available to them.

Beyond her technical expertise, Traci is known for her commitment to client service and her ability to simplify the mortgage process for both homebuyers and fellow mortgage professionals. She thrives in high-pressure environments, ensuring transactions move smoothly from application to closing. Her leadership skills and extensive background in production and management have also allowed her to mentor and guide teams to success, fostering efficiency and excellence at every stage of the loan process.

Whether she is working with first-time homebuyers, seasoned investors, or other mortgage professionals, Traci’s passion for the industry and dedication to her clients shine through in everything she does. With a reputation built on integrity, precision, and a client-first mentality, she continues to be a trusted expert in mortgage lending.

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At USA Lending, Colton is not just an advisor; he’s a sage, wisely guiding you through home financing and real estate investment financing with a depth of understanding and a keen eye for detail. 

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At USA Lending, we aim to humbly serve our communities and help people achieve their dreams. We believe everyone deserves the opportunity to own a home and are committed to providing expert guidance and personalized solutions to make that a reality.

USA Lending is Powered By Texana Bank Company NMLS: 407536 Member FDIC – Equal Housing Lender

The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.

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